UK > Home | Lockton

Perpetually private. Empowered people. Client focus. Caring culture.

Lockton's EOY resultsLearn more

1 / 4

Our Products and Services

We’re ready to help with all your risk management and insurance needs

News and Insights

This article will explain the differences between LDI and Building Warranties and as well as how to avoid claims. It will also speak about the current market appetite and why there is a lot of interest in this from the BTR market.

Latent Defects Insurance in 2022

This article will explain the differences between LDI and Building Warranties and as well as how to avoid claims. It will also speak about the current market appetite and why there is a lot of interest in this from the BTR market. What is Latent Defects In ...

Spotlight on UK COVID-19 transmission & infection insurance claims

Insurers have received a significantly lower-than-expected number of COVID-19 infection claims, most of them weighted towards the social care and healthcare sectors. However, the results of an independent public inquiry tasked with examining the UK’s preparedness and response to the COVID-19 pandemic may lead to the notification of additional claims.

Insurers have received a significantly lower-than-expected number of COVID-19 infection claims, most of them weighted towards the social care and healthcare sectors. However, the results of an independent public inquiry tasked with examining the UK’s preparedness and response to the COVID-19 pandemic may lead to the notification of additional claims.

Protecting Businesses Against a Rising Cyber Threat

A rapidly changing cyber risk landscape requires companies to reassess defence levels regularly to minimise potential damage to their balance sheets and reputations. While cyber insurance underwriters have become very selective in their approaches, this process is having a positive effect in helping companies to identify and address their weaknesses.

A rapidly changing cyber risk landscape requires companies to reassess defence levels regularly to minimise potential damage to their balance sheets and reputations. While cyber insurance underwriters have become very selective in their approaches, this process is having a positive effect in helping companies to identify and address their weaknesses.

War exclusions in cyber policies – an insurance litigator’s perspective

War exclusions in cyber policies are causing a lot of controversy in the legal world. This article considers the challenge of determining the scope of ‘war exclusions’ in cyber policies. If applied too broadly – for example, if a ransomware attack on a private company whose sole purpose was to extract money were to be interpreted as coming within the exclusion because it is a ‘hostile act’ – such exclusions would deprive a cyber policy of much of the benefit of the cover. On the other hand, if the exclusion is applied narrowly as only applying to ‘traditional’ war, it might be redundant since the losses arising from such war would never be within a cyber policy’s insuring clauses in the first place. So what cyber acts should properly come within a war exclusion?

War exclusions in cyber policies are causing a lot of controversy in the legal world. This article considers the challenge of determining the scope of ‘war exclusions’ in cyber policies. If applied too broadly – for example, if a ransomware attack on a private company whose sole purpose was to extract money were to be interpreted as coming within the exclusion because it is a ‘hostile act’ – such exclusions would deprive a cyber policy of much of the benefit of the cover. On the other hand, if the exclusion is applied narrowly as only applying to ‘traditional’ war, it might be redundant since the losses arising from such war would never be within a cyber policy’s insuring clauses in the first place. So what cyber acts should properly come within a war exclusion?

Sign up to our newsletter

Stay informed about emerging risks and how to address them with our latest thought leadership content.

Uncommonly Independent

We bring creative thinking and an entrepreneurial spirit to the insurance business and are uniquely positioned to help you succeed.

With a global footprint of over 100 offices, there’s sure to be one near you.

*100+ Lockton offices and partner offices worldwide

Lockton blue globe

We're here to help

We bring creative thinking and an entrepreneurial spirit to the insurance business and are uniquely positioned to help you succeed.

Talk to our team

You're viewing the preview environment, which displays the latest draft of all content.