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Management Liability Market Update: Q3 2025

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  • Top 50, best large 5
  • 3 star
  • Top 5 insurances
  • Lockton is a proud member of the Business Insurance Diversity and Inclusion Award

News and Insights

Rising costs, tightening regulation, and shrinking margins are pressuring hospitality businesses to cut back wherever possible. But in a people‑driven industry, reducing investment in staff brings consequences. Competence, or the ability of employees to apply their skills, knowledge, and experience safely and effectively, is not a luxury. Rather, it’s the foundation of safe operations, customer trust, and long‑term resilience. As job cuts intensify within the hospitality sector, the need to preserve competence is greater than ever.The competence deficit: how job cuts are driving risk in hospitality businesses

The competence deficit: how job cuts are driving risk in hospitality businesses

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Rising costs, tightening regulation, and shrinking margins are pressuring hospitality businesses to cut back wherever possible. But in a people‑driven industry, reducing investment in staff brings consequences. Competence, or the ability of employees to apply ...
Read moreThe competence deficit: how job cuts are driving risk in hospitality businesses

FCA to take over AML supervision of the legal sector: what law firms need to know

The UK Government has confirmed plans to transfer responsibility for anti-money laundering (AML) supervision of solicitors from the Solicitors Regulation Authority (SRA) to the Financial Conduct Authority (FCA).The UK Government has confirmed plans to transfer responsibility for anti-money laundering (AML) supervision of solicitors from the Solicitors Regulation Authority (SRA) to the Financial Conduct Authority (FCA).

Is your global mobility programme fit for purpose?

From shifting work patterns, to growing healthcare needs and political instability, the global mobility market is rapidly evolving. Multinational organisations and SMEs alike, are both increasing international assignments as they look to enact growth strategies in new geographies and markets. From shifting work patterns, to growing healthcare needs and political instability, the global mobility market is rapidly evolving. Multinational organisations and SMEs alike, are both increasing international assignments as they look to enact growth strategies in new geographies and markets.

Rethinking workplace safety in retail: why landlords and retailers must collaborate

The retail sector faces an increasingly complex risk landscape. Volumes of organised crime and customer theft have surged in recent years, in tandem with an increase in abuse against retail staff. These factors are undermining the sector’s reputation as a rewarding place of work, and squeezing profit margins for businesses already facing significant economic pressure. With consequences that span the entire value chain, finding a solution requires will, resource, and collaboration. Landlords, their appointed agents, and retailers must come together to minimise threats to safety and protect their bottom line.The retail sector faces an increasingly complex risk landscape. Volumes of organised crime and customer theft have surged in recent years, in tandem with an increase in abuse against retail staff. These factors are undermining the sector’s reputation as a rewarding place of work, and squeezing profit margins for businesses already facing significant economic pressure. With consequences that span the entire value chain, finding a solution requires will, resource, and collaboration. Landlords, their appointed agents, and retailers must come together to minimise threats to safety and protect their bottom line.
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