Exceptional cars require exceptional cover. At Lockton, we’re every bit as passionate about looking after your classic cars as you are to own it, and drive it. That’s why we’ve created a market-leading policy, backed by our exceptional client service.
Choose Lockton for exclusive underwriting
Owners who decide to insure their classic car with a Lockton policy benefit from a wide range of exclusive features as standard, including:
Agreed value (opens a new window) – safeguards your protection to a guaranteed amount. Simple to set up, with valuation needed unless your car is unique (e.g. modified cars), or worth more than £500,000.
Breakdown cover – operates throughout the UK and Europe, delivering exceptional service should you suffer a breakdown. Backed by Aviva’s Private Clients team.
Choice of repairer – should the unthinkable happen, you decide where your car is to be repaired without penalty. You’ll also be supported by a first-class claims service.
Club trackday cover – available with no charge for your owners club events.
Any driver over 35 (opens a new window) – provided they hold a full driving license, our policy offers automatic coverage to anyone over 35 who does not reside with you. Younger drivers can be considered on their individual merits.
Any other car (opens a new window) – you’ll be insured on a comprehensive basis to drive any other car, providing that it’s already insured by its owner.
On top of that, all of our clients receive a dedicated client manager, plus access to our simple and secure client portal where you can view your policy documents and pay your insurance premium.
All benefits are subject to terms, conditions, and underwriting criteria.
Why should I buy classic car insurance through Lockton?
You buy a classic car because you love the way older cars drive. The sound, the smell and the driving experience are all key factors.
At Lockton, we believe it’s important to protect the things you care about. In the event of the unthinkable happening, you need to know that your car will be repaired properly, without fuss or delay, and by the repairer of your choice. We make sure this happens.
Your classic car is likely to have some sentimental value. We understand this, we always aim to never allow a classic car to be written off. That’s why our enhanced Agreed Value cover allows for repair costs up to 125% of the value for cars over 15 years old.
Lockton understands classic cars
At Lockton, we’re privileged to act as insurance broker to some of the finest collections of cars in the world. In addition to providing cover for classic and performance cars, we’re also a trusted advisor to many of UK’s most prestigious motor clubs, including Aston Martin, Ferrari, Lamborghini, Maserati, and Porsche.
Lockton is the official insurance partner to the London to Brighton Veteran Car Run (opens a new window).
Jump-start your insurance journey
If you’re a car enthusiast, Lockton can help you find the right cover. Whether you own the very latest hypercar or a classic car, vintage car or even veteran, talk to us discuss your options.
Visit our Performance (opens a new window) page for more information.
